| 01 | Identity Risk: Borrower's Phone Number Could Not Be Verified As Linked To Borrower Historically |
| 02 | Identity Theft Risk: High # of Inquiries Indicating Potential Identity Theft Risk |
| 03 | Piggybacking Risk: Borrower Has a High Ratio of Authorized Tradelines Indicating A Higher Risk of Synthetic Identity |
| 04 | Synthetic ID Risk: Borrower Has Low lNumber of Tradelines Indicating Potential Synthetic Identity Risk |
| 05 | Borrower Risk: Borrower Has No Prior Mortgage Tradelines Which is Higher Risk for Synthetic Identity |
| 06 | Identity Risk: Borrower's Address is Currently Not Being Reported By Any Sources |
| 07 | Identity Risk: Borrower's Address is Currently Not Being Reported By Adequate Number of Sources Indicating A Higher Risk |
| 08 | Identity Risk: Borrower's Phone Number is Invalid |
| 09 | Identity Risk: Borrower's Phone Number Was First Reported Recently Indicating a Higher Risk of Identity Theft or Synthetic |
| 10 | Identity Risk: Borrower's Phone Number Has Not Been Reported By Any Sources |
| 11 | Identity Risk: Borrower's Phone Number Has Not Been Reported By Adequate Number Of Sources Historically |
| 12 | Identity Risk: Borrower's Phone Number Has Been Used By Too Many Other Inquires From Other Consumers In The Last 30 Days |
| 13 | Identity Risk: Borrower Has Been Used Other Phone Numbers Recently Which Indicates a Higher Risk of Identity Risk |
| 14 | Identity Risk: No Sources Are Currently Reporting The Borrower's Date Of Birth Provided In Currently Application Indicating a Higher Risk of Identity Theft |
| 15 | Identity Risk: This SSN Was First Seen Recently in Historical Data Indicating a Higher Risk of Identity Theft |
| 16 | Identity Risk: This SSN Was Never Reported Before Indicating a Higher Risk of Identity Theft or Synthetic Identity |
| 17 | Identity Risk: Borrower Has Used Other Variations of This Name Recently |
