Data Format
If data is being provided in a batch feed, the format of the file should be an ASCII text file with comma
delimiters in the order specified below. Realtime integration should follow the appropriate API
specification.
Input Fields
Field Name | Description | Data Type | Required |
---|---|---|---|
lender_identifier | Unique client supplied identifier for lender | string | Y |
application_identifier | Unique Application ID Number | string | Y |
application_date | Application Date | string | Y |
interface_version | Version of the API being submitted | Float | |
first_name | Applicant’s first name | string | Y |
last_name | Applicant’s last name | string | Y |
street_address | Applicant's street address | string | Y |
city | Applicant's city | string | Y |
state | Applicant's state | string | Y |
zip | Applicant's zip code | string | Y |
date_of_birth | Applicant's date of birth | int (YYYYMMDD) | Y |
occupation | Applicant's stated occupation | string | Y |
ssn | Applicant's Social Security Number | string | Y |
annual_income | Applicant’s stated gross income (annual) | Integer | Y |
employer_name | employer | string | Y |
employer_phone | employer phone number | int (10 digit) | Y |
employer_street_address | Employer Street Address | string | |
employer_city | employer city | string | |
employer_state | employer state | string | |
employer_zip | employer zip code | string | |
months_at_employer | Number of months at employer | int | |
dti | Calculated Debt to Income Percentage | float (percentage) | |
pti | Calculated Payment to Income Percentage | float (percentage) |
Sample Input
{
"administrative_fields": {
"lender_identifier": "LENDERABC",
"application_identifier": "abc123456",
"application_date": 20210205
"interface_version": "3.0",
},
"primary_applicant_fields":{
"first_name":"John"
"last_name":"Doe"
"street_address": "4385 Calle Avenue",
"city": "Springfield",
"state": "CA",
"zip": "92009",
"date_of_birth": "19751023",
"occupation": "educator",
"ssn": "555555555",
"annual_income": 110250
},
"employer_fields": {
""employer_name": "Try n Save",
"employer_phone": "6193827364",
"employer_street_address":"118 West Dr. ",
"employer_city": "Carlsbad",
"employer_state": "CA",
"employer_zip": "92011"
"months_at_employer": 14
},
"ratio_fields": {
"debt_to_income_pct": D2I, // percentage
"payment_to_income_pct": P2I // percentage
},
"user_defined_fields": {}
}