Data Format

If data is being provided in a batch feed, the format of the file should be an ASCII text file with comma
delimiters in the order specified below. Realtime integration should follow the appropriate API
specification.

Input Fields

Field NameDescriptionData TypeRequired
lender_identifierUnique client supplied identifier for lenderstringY
application_identifierUnique Application ID NumberstringY
application_dateApplication DatestringY
interface_versionVersion of the API being submittedFloat
first_nameApplicant’s first namestringY
last_nameApplicant’s last namestringY
street_addressApplicant's street addressstringY
cityApplicant's citystringY
stateApplicant's statestringY
zipApplicant's zip codestringY
date_of_birthApplicant's date of birthint (YYYYMMDD)Y
occupationApplicant's stated occupationstringY
ssnApplicant's Social Security NumberstringY
annual_incomeApplicant’s stated gross income (annual)IntegerY
employer_nameemployerstringY
employer_phoneemployer phone numberint (10 digit)Y
employer_street_addressEmployer Street Addressstring
employer_cityemployer citystring
employer_stateemployer statestring
employer_zipemployer zip codestring
months_at_employerNumber of months at employerint
dtiCalculated Debt to Income Percentagefloat (percentage)
ptiCalculated Payment to Income Percentagefloat (percentage)

Sample Input

{
  "administrative_fields": {
       "lender_identifier": "LENDERABC",
        "application_identifier": "abc123456",
        "application_date": 20210205
        "interface_version": "3.0",
  },
  "primary_applicant_fields":{
        "first_name":"John"
        "last_name":"Doe"
       "street_address": "4385 Calle Avenue",
        "city": "Springfield",
        "state": "CA",
        "zip": "92009",
        "date_of_birth": "19751023",
        "occupation": "educator",
        "ssn": "555555555",
        "annual_income": 110250
  },
  "employer_fields": {
    ""employer_name": "Try n Save",
        "employer_phone": "6193827364",
        "employer_street_address":"118 West Dr. ",   
        "employer_city": "Carlsbad",
        "employer_state": "CA",
        "employer_zip": "92011"
        "months_at_employer": 14
  },
  "ratio_fields": {
    "debt_to_income_pct": D2I, // percentage
    "payment_to_income_pct": P2I // percentage
  },
  "user_defined_fields": {}
}